Terms & Conditions

1. Acceptance of Terms
By accessing this website, purchasing products, or registering for services, you agree to these Terms & Conditions. If you do not agree, please discontinue use immediately.

2. Purpose of Content
All content provided on this website, in webinars, and in related materials is for educational purposes only. It does not constitute financial, investment, tax, or legal advice. Users should consult licensed professionals before making financial decisions.

3. Intellectual Property
All materials, including text, graphics, videos, and downloads, are the property of [Your Business Name]. They may not be copied, distributed, or resold without written permission.

4. Purchases & Access

Digital Products: Once delivered or accessed, all sales are final. No refunds, exchanges, or credits will be issued.
Webinars & Live Events: Full payment is required at registration.
1-on-1 Sessions: Must be scheduled in advance and paid in full before the session.

5. Cancellation & Refund Policy

Webinars & Live Events: Cancellations must be made at least 48 hours prior to the event for a full refund. Cancellations within 48 hours or no-shows are non-refundable.
Digital Products: No refunds after delivery or access.
1-on-1 Sessions: Rescheduling requires 48 hours’ notice. Once a session has taken place, no refunds will be issued.
Refunds will only be processed to the original payment method and may take up to 10 business days.
We reserve the right to deny refund requests that do not meet these conditions or appear fraudulent or abusive.

6. Limitation of Liability
We are not responsible for any financial decisions made based on our content. All actions taken are at your own risk.

7. Privacy
Your personal information will be handled in accordance with our Privacy Policy.

8. Changes to Terms
We reserve the right to update these Terms & Conditions at any time. Continued use of the website constitutes acceptance of any changes.